State Emphasizes Safety For

School Children

AUSTIN - To increase safety in school zones along state highways, state transportation officials have approved a measure expanding the hours of operation for flashing school zone signs.

The Texas Transportation Commission, at its July 31 meeting, approved the use of flashing school zone signs for school-related events occurring during non-traditional school hours, such as athletic and other events.

Commissioners said the change will improve safety for Texas school children and thanked State Rep. Vilma Luna for suggesting the idea to extend the hours flashing school zone signs could operate.

"We as motorists must also do our part to ensure our children’s safety in their travels back and forth to schools all over the state," said Carlos Lopez, TxDOT’s traffic operations director.

The National Highway Traffic Safety Administration advises motorists to help increase school zone safety by following these steps:

• When backing out of a driveway or leaving a garage, watch out for children walking or bicycling to school.

• When driving in neighborhoods with school zones, watch out for young people who may be thinking about getting to school, but may not be thinking about getting there safely.

• Slow down. Watch for children walking in the street, especially if there are no sidewalks in a neighborhood.

• Slow down. Watch for children playing and congregating near bus stops.

• Be alert. Children arriving late for the bus may dart into the street without looking for traffic.

• Learn and obey the school bus laws in your state. Learn the "flashing signal light system" that school bus drivers use to alert motorists of pending actions.

In Texas, motorists can be fined up to $1,000 for passing a school bus while its alternately flashing red warning lights are activated.

MARK AUGUST 27th ON YOUR

CALENDAR

A major event and I hope to be able to watch!
MARS WILL APPEAR AS BIG AS THE MOON! FIRST TIME IN AT LEAST 5,000 YEARS!

Never again in your lifetime will the Red Planet be so spectacular!

This month and next, Earth is catching up with Mars, an encounter that will
culminate in the closest approach between the two planets in recorded history.
The next time Mars may come this close is in 2287. Due to the way Jupiter’s
gravity tugs on Mars and perturbs its orbit, astronomers can only be certain
that Mars has not come this close to Earth in the last 5,000 years but it may
be as long as 60,000 years.
On August 27, Mars will come within 34,649,589 miles and will be (next to
the moon) the brightest object in the night sky. It will attain a magnitude of
-2.9 and will appear 25.11 arc seconds wide. At a modest 75-power
magnification Mars will look as large as the full moon to the naked eye. Mars will be easy to spot.

At the beginning of August, Mars will rise in the east at 10 p.m. and reach
its azimuth at about 3 a.m. But by the end of August when the two planets are
closest, Mars will rise at nightfall and reach its highest point in the sky at
12:30 a.m. That’s pretty convenient when it comes to seeing something that no human has seen in recorded history.

So mark your calendar at the beginning of August to see Mars grow progressively brighter and brighter throughout the month.

Share with your friends, children and grandchildren. No one alive today
will ever see this again!
 

Red River Theatre Company Wishes Thanks To Everyone

The Red River Theatre Company wishes to thank the people of Fannin County as well as many out of town visitors and local businesses and artists who made its annual benefit musical production a huge success. The two performances of the musical revue last weekend of songs and comedy acts from radio, film and stage reflecting a "Sentimental Journey" back to the 1930s and 1940s featured local actors, dancers, musicians and vocalists with special staging effects and costumes. The script for the production written and directed by local artist, Lisa Avila, featured an historical description of the life and times of that period in American history by moderator, Charlie Avila.
Starring in the production in addition to the Avilas were locals Cliff Harjo, Dr. Gary Sisson, 10 year old Julie Williams, 13 year old Sally Shelly, Amanda Carter, Allison Cardile, Jan Allen, Cleayton Mills, Lauren Duram of Durant, Eric Thompson of Sherman, the First Presbyterian Church Praise Team, Donna Henard, Zane Smith and 17 year old Joshua Kreider of Ector. Lighting and sound directors, sets and props managers and back stage staff were Sarah Garcia, Johnny Garcia, Junior Porcayo, Chris Edwards and John Henard. Exhibiting local artist Patricia Kreider and metal sculpturist Gary Russell of Melissa added to the experience of the audience in the lobby of the V.A. auditorium theatre at intermission.
Proceeds from the benefit production will be dedicated toward the purchase of sound and lighting equipment needed for RRTC’s next production, The Miracle Worker. Under the direction of Ms. Cheryl Youree, auditions are being held this week with performances scheduled for the first two weekends in October. The Miracle Worker is the inspirational true story of the early life of the notable Helen Keller who was both blind and deaf from infancy. The Miracle Worker will be the first drama offered by the Red River Theatre Company since its inception nearly two years ago.

Bonham Area Community Blood Drive

The Bonham Fire Department is coordinating a Community Wide Blood Drive on Tuesday, August 19th, at the Fire Station from 11:00 am until 7:00 pm.

Remember that although the Blood Drive is being conducted through the Texoma Regional Blood Center, Blood Centers do not use the blood. It is the patients in the hospitals, our families, friends and neighbors, who use the blood. There is no medical substitute for human blood. It is only available from donors like you.

Your donation of one unit of Blood could help save as many as three lives.

For more information call Mike Posey, Blood Drive Coordinator at 903-640-5609.

FUMC Of Leonard VBS Shines

Light on CPS

For the third year in a row, kids and adults at the Vacation Bible School at the First United Methodist Church in Leonard donated to Child Protective Services in Fannin County as their mission project. This years theme was chosen as "Shinning God’s Light". God’s Light shone indeed through the donation of nearly 90 brand new outfits to Child Protective Service’s Rainbow Room. Seventy-eight children attended VBS as well as another 54 Youth and Adults that participated in VBS as teachers and helpers. Missions Director, Genece Eubanks arranged for all of the outfits--an equal number for boys and girls, in sizes from 0-12, to be presented to Susy Meehan, CPS Supervisor, on the final evening of the program. The children paraded down the aisle, bringing each outfit to be hung into a specially purchased, free-standing clothes closet. Says Meehan, "It was an amazing evening."

Child Protective Services is mandated by the Texas Legislature to investigate Abuse and Neglect of children in Texas. When children are not safe in their homes, they must be placed in a protected and stable environment while the parents participate in services. Child Protective Services provides clothing for children who come into care and this can occur at any hour of the day or night. This gift of clothing for children will share the light of this Vacation Bible School mission on children at Child Protective Services throughout the year.

School Lunch Period Can Serve As Nutrition Testing Ground

HOUSTON - Parents can encourage a lifetime of healthy eating by using school lunch options as a testing ground for good food decisions.

"Students in middle and high school get to make more of their own lunch choices, so it’s important to make their options a topic of conversation," said Joan Carter Clark, a registered dietitian at the Children’s Nutrition Research Center at Baylor College of Medicine in Houston. "It’s a great opportunity to discuss the importance of making food choices that help their bodies feel and perform their best versus simply satisfying hunger."

For many children, choosing what to have for lunch at school is the first time they have total responsibility for what they eat.

"Starting with middle school, a student can choose to bring a sack lunch, eat in the cafeteria or pick something up at the snack bar," said Clark. "Parents can help influence good decisions by discussing all these options."

Clark recommends that parents get a copy of the school menu and talk about which days the child will eat a lunch from home, in the cafeteria or at the snack bar. The child still has the responsibility, but she also has the information and support needed to make good choices, she said.

And, Clark stressed, it’s important to remember that the school lunch is only one meal of the day.

"The nutritional quality of a child’s diet is determined by the sum of all foods and beverages consumed over several days," she said. "So, if you send your child off to school after having a good breakfast, and prepare a healthy, balanced meal in the evening, just accept the fact that your child is going to choose an occasional school snack bar lunch of burgers and chips and don’t worry."

Clark said offering a healthy breakfast and evening meal has another added benefit.

"If kids associate eating healthy foods at home with positive feelings, they are more likely to choose healthy foods when they have the chance to decide for themselves," she said.

In today’s fast-paced world, it’s easy to become absorbed in life’s daily routine. Family, work, social obligations, household chores and community activities consume our schedules, leaving little, if any, free time. So why would you add another task to your "To Do" list by donating blood? The answer is simple: Your time could provide life-saving blood to help a fellow American.

Every two seconds someone in the United States needs blood and nearly every American will require blood if they live to be 72 years old. Yet only five percent of the eligible U.S. population donates in a given year. Blood banks across Texas and the U.S. are reaching out far and wide for help as the need for blood continues to outweigh blood collections.

By donating one pint of blood, you can save up to three lives. After I gave blood, I left knowing my time and donation would help a mother, daughter, brother, cousin or friend. The knowledge that, like me, millions of Texans have the power to save lives in less than an hour has inspired me to help recruit more donors by participating in public service announcements and blood drives.

Those drives occur on a regular basis and it’s likely that one will be taking place at your local church, school, shopping mall, or hospital. You can also contact your community blood center to get more information on blood donations, as well as details on where and when you can donate blood.

Your time is valuable and understanding the require­ments and procedures for donating blood will make the process easier and more efficient. Blood donors need to weigh a minimum of 110 pounds, be at least 17 years old, not have donated blood in the last 56 days, and be in general good health with no recent major wounds.

Anyone donating for the first time can expect to spend approximately one hour at the blood drive where they will receive a mini-health check, which includes taking of their temperature and blood pressure as well as measuring iron levels. Donors are encouraged to eat prior to giving blood.

Blood donors will also be asked about past and present health and lifestyles. All health histories are kept confiden­tial, and donations are collected with the utmost concern for the health and safety of the donor and recipient.

According to the American Red Cross, you can an­ticipate the following:

• The donation usually takes about 10 minutes

• You will have given about a pint of blood when finished, and

• Your body will replace the plasma (liquid part) in hours and the cells in a few weeks.

Following the donation, your blood will be tested to make sure it is healthy, and you will be confidentially notified if tests show you may have a health problem.

It’s easy, convenient and, most importantly, giving blood saves lives. So open your planner, take out your "To Do" list, and schedule one hour out of your day to donate blood. Your commitment is minimal, but the rewards are priceless. A fellow American is depending on you.

Constitutional Amendment Election

Information

SUMMARY: The proposed amendment amends Section 5, Article VII, Texas Constitution, to allow the State Board of Education or the legislature to determine the amount distributed from the permanent school fund (PSF) to the available school fund (ASF) from a portion of the "total return," including capital gains, on all investment assets of the PSF. The amendment places limits on the portion of total return that may be transferred to the ASF and provides for payment from the PSF of the expenses of managing permanent school fund assets.

ARGUMENTS FOR: Texas voters in 1999 approved a total return policy for the permanent university fund, which supports various institutions in the University of Texas and the Texas A&M systems. Because much of the increase in value of a portfolio such as that held by the PSF comes as capital gains, the corpus of the PSF can be protected even if a portion of those gains is distributed to the ASF. Changing to a total return policy for the PSF is expected to yield significant additional net revenue for the benefit of public schools. The Legislative Budget Board estimates the change would produce additional net revenue of over $230 million in fiscal year 2004, $247 million in fiscal
year 2005, and somewhat less in fiscal year 2006 and beyond.

ARGUMENTS AGAINST: Because the PSF is a permanent endowment, a conservative investment strategy would retain all capital gains as part of the PSF. The state should avoid any danger that the corpus of the PSF, on an inflation-adjusted, per-student basis, will decline. It is possible that a continued drop in stock prices would lead to lower distributions from the PSF to the ASF, not higher. Even if PSF distributions to the ASF increase, that does not mean most public schools will receive more money. In districts that receive state aid under the Foundation School Program, the increase in ASF payments is matched by a decrease in foundation school fund payments. As ASF
payments to wealthy school districts increase, so does the gap between the revenue available to school districts that rely on state aid and the revenue available to the wealthiest districts. This could potentially disturb the equity of the school finance system.

AMENDMENT NO. 10
The constitutional amendment authorizing municipalities to donate surplus fire-fighting equipment or supplies for the benefit of rural volunteer fire departments.

SUMMARY: The proposed amendment adds Section 52i, Article III, Texas Constitution, to create an additional exception to the general constitutional prohibition against a county, city, town, or other political subdivision of the state granting a thing of value to any individual, association, or corporation.

ARGUMENTS FOR: Rural areas often do not have the financial resources to purchase necessary fire-fighting equipment or supplies. The proposed amendment creates a method by which municipal areas may "recycle" unused equipment or supplies for the benefit of rural communities in need. Surplus fire-fighting equipment or supplies normally will have little, if any, value, and the cost incurred in selling the property may exceed the revenue generated by the sale. A cost-effective way to dispose of the property is to donate it to rural volunteer fire departments that have a recognizable
need.

ARGUMENTS AGAINST: The amendment allows for the donated equipment or supplies to be distributed to rural volunteer fire departments "based on need." However, the amendment does not provide any criteria under which a finding of need can be made. The donating municipality may incur some costs in making the donation, and the amendment should have contained provisions to require the donating municipality to recover those costs.

AMENDMENT NO. 11
A constitutional amendment to allow the legislature to enact laws authorizing and
governing the operation of wineries in this state.

SUMMARY: The proposed amendment would amend Section 20, Article XVI, Texas Constitution, to permit the legislature to authorize wineries to manufacture, sell, and dispense wine in any area of the state, even if the sale of wine in the area has not been authorized by a local option election.

ARGUMENTS FOR: The proposed amendment would permit potentially large growth in the state’s agricultural base in a new area that could replace past agricultural practices that are no longer viable by expanding the areas in which wineries may operate to include dry areas. The legislation ensures that state agriculture would benefit from the sale of wine in dry areas by requiring that wine sold or dispensed by wineries in those areas be made primarily from fruit grown in this state. The amendment provides a very narrow exemption to the requirement that alcoholic beverage sales be authorized by a local option election, allowing dry areas to maintain local control of most alcoholic beverage sales and eliminating the need for the expense of holding an election to permit the sale of alcohol by a narrow class of permit holders. The amendment would bring greater uniformity to laws governing the operation of wineries in this state.

ARGUMENTS AGAINST: The amendment would override the preference of many local
communities to prohibit the sale of alcoholic beverages within their boundaries. A community that wants to authorize only the sale of wine by a winery may already do so. Current law does not prohibit the expansion of the wine industry in areas in which the manufacture and sale of wine is already legal.

If you would like to receive the Capitol Update via e-mail, please contact me at bob.deuell@senate.state.tx.us.

To contact Sen. Deuell about the legislative process, contact the Capitol Office at (512) 463-0556 or mail to Sen. Bob Deuell, Texas Senate, P.O. Box 12068, Austin, TX 78711. The website for the Texas Senate is www.Senate.state.tx.us. The e-mail address for Sen. Deuell is: bob.deuell@senate.state.tx.us.

Texas Historical Commission Chooses Plains Trail As Newest Heritage Trail

AUSTIN, Texas -- The Texas Historical Commission (THC) recently designated the Texas Plains Trail Region as the sixth area to participate in the agency’s regional tourism initiative, the Texas Heritage Trails Program. Acceptance into the program begins the state-assisted development and promotion of the area as a heritage tourism destination.

The Texas Heritage Trails Program helps Texas communities promote tourism, revitalize local economies and foster community leadership through historic preservation. The THC will work with the Texas Plains Trail Region for a minimum of three years providing technical, marketing and financial assistance.

The Texas Plains Trail Region consists of 52 counties: Armstrong, Bailey, Borden, Briscoe, Carson, Castro, Childress, Cochran, Collingsworth, Cottle, Crosby, Dallam, Dawson, Deaf Smith, Dickens, Donley, Floyd, Foard, Gains, Garza, Gray, Hale, Hall, Hansford, Hardeman, Hartley, Hemphill, Hockley, Howard, Hutchinson, Kent, King, Knox, Lamb, Lipscomb, Lubbock, Lynn, Mitchell, Moore, Motley, Ochiltree, Oldham, Parmer, Potter, Randall, Roberts, Scurry, Sherman, Swisher, Terry, Wheeler and Yoakum.

Initial steps to incorporate the Texas Plains Trail Region into the program include hiring a regional trail coordinator, assessing and reporting on the region’s heritage tourism readiness and creating a travel guide for the region.

For free travel guides highlighting Texas’ heritage trail regions, please call 512/463-6254 or visit www.thc.state.tx.us/travel.

The Texas Historical Commission is the state agency for historic preservation. The agency administers a variety of programs to preserve the archeological, historical and cultural resources of Texas.

Texas Statutes, Efforts Mentioned In National

Report Examining Financial Exploitation Of Elderly

Every year, hundreds of Texas senior citizens are bilked out of their life savings by people who they trust the most. This financial exploitation is a form of elder abuse that is difficult to detect and prosecute unless protective services workers, bank personnel, law enforcement, the judicial system, and others work together.

Recently, a national report addressed one of the biggest problems perpetuating financial exploitation: bank employees’ belief that they can be sued if they report their suspicions of financial exploitation. That report, "Can Bank Tellers Tell? Legal Issues Related to Banks Reporting Financial Abuse of the Elderly," gives Texas good marks for protection of bank employees who report suspicions of financial exploitation. The report was written by Sandra L. Hughes, a consultant to the American Bar Association Commission on Law and Aging and funded by the National Center on Elder Abuse.

Hughes’ report analyzes federal bank privacy and state laws regarding mandatory reporting of abuse. "There are no significant legal reasons why bank personnel cannot report suspected abuse," Hughes concludes. She describes how Texas statutes encourage bank personnel to report abuse without fear of lawsuits and how the state’s Adult Protective Services

program is helping educate banking staff about the problem of financial exploitation.

According to Carolyn Bivens, statewide director for Adult Protective Services in Texas, state law requires all citizens to report abuse, neglect, or exploitation of people who are elderly or disabled. At the same time, bank personnel can report suspected elder abuse without risking either lawsuits by customers or potential liability under state bank privacy law. The Texas Department of Protective and Regulatory Services (PRS) administers the state’s Adult Protective Services program.

"For a long time, there was a perception that bank personnel would be subject to lawsuits if they reported financial exploitation of the elderly," said Bivens. "However, the Texas statute is written in such a way that banks, other businesses, and their employees are immune from civil or criminal liability." According to Bivens, the statute covering the issue of reporting abuse and immunity from liability is Texas Human Resources Code, Chapter 48.054 (a).

Note: Texas Adult Protective Services began tracking financial institutions as a source of reporting exploitation beginning in July 2000.

In recent years, Adult Protective Services has explored implementing a statewide program to train staff of financial institutions and other businesses how to recognize and report financial exploitation. The project, called B-SAFE (Banks, Businesses, and Seniors Against Financial Exploitation), is based on a similar program in Illinois and Oregon. "Financial institutions are in a unique position to identify financial abuse of seniors since many instances of financial exploitation occur during visits to banks," said Bivens. "Bank staff are the first line of defense and based on our data, their suspicions about alleged financial exploitation are often correct."

In 2002, Adult Protective Services in the Rio Grande Valley teamed up with Silver Ribbon Community Partners to launch an outreach campaign to area banks about the B-SAFE program. Silver Ribbon Community Partners is a local, non-profit organization that helps increase public awareness about elder abuse and supports the efforts of Adult Protective Services workers.

Mary Cummings of McAllen, a board member of Silver Ribbon Community Partners, said she has gotten a lot of a good response from area banks. "Last fall, about 80 to 100 staff at Alamo Bank were trained through the B-SAFE program. Next, we expect to train staff at the McAllen National Bank," she said.

Anyone who suspects abuse, neglect, or exploitation of people who are elderly or have disabilities should contact the Texas Abuse Hotline at 1-800-252-5400. Financial institutions that are interested in learning more about the B-SAFE program should contact Jennifer Borja-Smith of Adult Protective Services at 512-438-2137.

Richard Steinberg

Senior Writer/Editor, Public Information

Texas Department of Protective and Regulatory Services

512-438-5356

"Best Of Bluegrass"

The Best of Bluegrass Music will be back at The Lake Bonham Hoe-down this Saturday night, August 23 at 7:30 pm. We are located 1/2 mile from Lake Bonham recreation area, east of the spillway on CR 2610, Bonham, TX. Doors will open at 6:30 pm. The show will be hosted by Joan Kelton and the talented "Shades of Bluegrass." Featuring: George Kirby on the fiddle, Randy Keister on the dobro, Michael Williams on the banjo, Glen Clark on the mandolin, James Rice on the flattop, and Fred Ulich on the dog house bass. Our scheduled special guest group, coming by recommendation, and for the first time on our stage, will be the "Stevens Boys" from Atoka, OK. The group features two teenage boys and their dad. Let’s all get together and give them a big welcome here at The Hoe-Down.

Everyone is invited and welcome to an evening of clean fun. Admission is free. Donations are accepted and most appreciated. Thanks to all for your continued support. God bless you all. We’ll see ya at The Hoe-Down. For more information call 903-583-4731 or 903-583-5710.

Local Firefighters Completes Training

College Station, TX - Local firemen recently completed training during the 74th Annual Municipal Texas Fire Training School, July 20-25.

Each summer, The Annual School enrolls more than 2,500 fire prevention, suppression, control and safety personnel from municipalities, industries, state and federal agencies and the armed services representing over 775 cities from 25 states and numerous provinces and countries.

The Annual Municipal School delivers five days of rigorous classroom lectures and hands-on field exercises at one of the largest fire training facilities in the world and is sponsored by the Texas Engineering Extension Service (TEEX), a member of the Texas A&M University System.

Here is a list of the local firefighters: David Hale, Jeff Jones, Richard Lingelhach, Autry Darden.

Bonham Snap Center

MONDAY, AUGUST 18

Chicken Fried Steak/Gravy, Whipped Potatoes, Cauliflower & Carrots, Bread, Watermelon, Milk

TUESDAY, AUGUST 19

Spanish Rice/Ground Beef, Pea Salad, Hot Spiced Beets, Bread, Pudding, Milk

By Paul Berryhill

Dignitaries, honor guards, children singing, cake, punch and a vast adornment of red, white and blue were all on full display for Jim Nichols, staff pharmacist for Bonham’s local Brookshire’s Food Store. Nichols was deployed to Sharm Lel Sheik, Egypt on the Sinai Penisula on January 3^rd and returned to the U.S. July 24^th . He was honored with a "Welcome Home Celebration" Monday, August 11^th at Brookshire’s, hosted by Store Director Charles Herpeche.

"Jim and I go back a long way," Herpeche explained. "There was a void in the store while you were gone and I’m glad and thank God you are back and safe. We appreciate you and all our troops from the bottom of our hearts," Herpeche said addressing Nichols.

Honor guard representatives from Bonham American Legion Post 283, Veterans of Sea Service Branch 303, Bonham VFW Post 4852, Bonham Disabled American Veterans Chapter 129 and the Sherman American Legion Post 29, opened the ceremony with the Presentation of Colors.

Children from Bonham’s Footsteps and Fingerprints Development Center, led attendees in the Pledge of Allegience and sang a moving rendition of "God Bless The USA."

Matt Wolff, from State Senator Dr. Bob Duell’s office, presented Nichols with a Certificate of Commendation.

Otis Ives and Carol Robb read the names of all the men and women serving in the Armed Forces from Fannin County.

Grady Humphres played TAPS and prayer was offered by Cal Rentfro.

Brookshire’s corporate executives, Dwight Pace and Dale Kyle attended the ceremony, and were introduced by Herpeche.

Nichols said the toughest part of being overseas was leaving his wife, Misty, and 2 and a half year old son, Justin. "I could contact them via the internet and regular mail and sometimes, when they were up and working, the telephone, so that helped," Nichols said. "We had European television which carried CNN, but we didn’t get a lot of U.S. news; however, we could get local news over the internet."

Being affiliated with the Oklahoma Army National Guard since 1989, Nichols’ unit was assigned to the 7^th Infantry Division out of Fort Carson, Colorado. Their task and responsibility during their deployment to Egypt was to foster peace between Egypt and Israel as Multi-Force Observers, and report any violations in peace agreements.

When asked about the war with Iraq, Nichols simply stated he supported President Bush and said the troops were doing their best. "I have a lot of friends over there and support their efforts."

City Commissioners Appoint New BEDCO Board Members

By Paul Berryhill

Friends Of Fannin County Critters

Texas state law requires shelter, food, water and care for your animals. Many dogs, are abandoned and left to starve or die on our highways and roads.
Fannin County Takes a Stand Against Animal Cruelty
Most people know that it is wrong to abandon or dump an animal, but many people do not know that it is also an illegal act that is punishable up to 1 year in jail and $4000 in fines. Abandoning an animal is just one part of the Texas Animal Cruelty Law that was strengthened by increased fines and jail time in 2001. When Texas Governor Rick Perry signed the bill into law he remarked "No domestic animal should be subjected to such cruelty, with my signature today on House Bill 653, there will be tough penalties to deal with those who commit unspeakable acts of cruelty against one of man’s best friends."

It is with that goal in mind that the Friends of Fannin County Critters, FFCC, has invited the top Animal Cop in Dallas, Dave Garcia, Texas SPCA Director of Humane Law Enforcement to come to Bonham and conduct a seminar/workshop "Animal Cruelty Investigation". Dave Garcia stated that "The seminar will provide continued education for law enforcement officers and updates on some of the new laws going into effect in October." Invited to attend the free workshop will be all local Law Enforcement and related professionals, Attorneys, Veterinarians, Judges, and Prosecutors in Fannin County. The date of the professional workshop will be from 1 PM to 5 PM September 18th. Penny Pearson, FFCC board member says " Usually there is a cost involved in most continuing education seminars, but with the help of sponsors and the generous assistance of the Texas SPCA and Dave Garcia, we are able to provide it at no charge. We want to assist our law enforcement professionals in gaining as much knowledge about Texas animal cruelty laws as possible." Contact Penny Pearson 903-583-1805 or go to www.ffccritters.org for more info or to sign up for the free professional seminar.

The FFCC is also hosting an open to the public, Animal Cruelty Community Forum to be held on the evening of September 18th at 6 PM at the Bonham Housing Authority Community Room, 810 W. 16th St in Bonham. Discussions on animal cruelty, neglect and abuse, how to report it and what you as a private citizen can do to stop it will be some of the topics presented by Dave Garcia and other speakers. Everyone is invited to attend!

Stephanie Wood, FFCC President, said "Concerned and informed citizens are needed to help stop animal cruelty by reporting those who do not follow the protection laws for their animals including abandonment and the lack of basic needs of food, water, shelter and care." Bonham Chief of Police, Mike Bankston adds "The Bonham Police Department will investigate reports of animals being abandoned or abused and seek to arrest those responsible; filing the necessary charges to bring them before the Courts."

More information about the September 18th, Animal Cruelty Forum will be available by calling the FFCC at 903-583-1652, visiting the web site, www.ffccritters.org or stopping by Critter Corner at 200 Winkler in Bonham during the open hours of 10 am to 2pm on Tuesday, Thursday and Saturday.

TMC Awarded JCAHO Accreditation

And Chosen As Pilot Test Site

Texoma Medical Center has received the Gold Seal of Approval for health care quality from the Joint Commission on Accreditation of Healthcare Organizations.

Joint Commission Accreditation means TMC has demonstrated compliance with national standards for patient safety and quality care. "The JCAHO survey was conducted by four individuals over a four day period. They looked at our entire hospital system, including Home Health Care. The resulting accreditation for three years means that our doctors, nurses and support staff are doing an excellent job in providing the highest level of quality care and providing for patient safety. I was extremely appreciative of the teamwork demonstrated by our employees and the pride in our hospital that they conveyed to the surveyors. As I once again observed during the survey, we are blessed to have some very talented people working for THCS," says W. Mackey Watkins, M.D., President/CEO of Texoma HealthCare System.

The award of accreditation is for the three-year period ending June 7, 2006.

During the survey period, the TMC Behavioral Health Center was chosen as a "best practice". This accolade was the result of several performance improvement initiatives at the BHC that included improvements involving patient’s treatment plans and transferring patients from one unit to another at BHC.

The BHC team implemented a program that allows the patient to review the list of problems on the treatment plan and rate each problem based on severity, using a scale similar to the pain scale used at TMC. By using this scale, the staff is better able to understand the patient’s needs while getting the patient more involved in their own treatment. The JCAHO surveyors were impressed by the BHC’s efforts to involve the patient as an active participant in the treatment plan from entry to discharge. "We are proud to be recognized by JCAHO. But we are even more proud that our efforts have enhanced care for our patients here at BHC," commented Sue Daley, MBS, RNC Nurse Manager of BHC.

In addition to the award of Accreditation, Texoma Medical Center has been selected by JCAHO to be a site for pilot testing of pain indicators. TMC joins 8 other healthcare facilities invited to participate in the Pilot Testing for Pain Management Performance Measurement Project. Texoma Medical Center is the only testing site chosen by JCAHO in the state of Texas. The goals of the project include identifying a set of evidence-based, standardized pain management performance measures that will become Core Measures and graded by JCAHO in 2005. "By participating in this project, TMC staff will become more acutely aware of the issues involving pain management but most importantly a patient’s rights to adequate pain management. This right is already listed in our Rights to Patients information here at TMC, but by participating we’ll be better prepared to care for those needs," says Sherri Bowen, RN, TMC Education Service Specialist.

For more information on the services and physicians affiliated with Texoma HealthCare System, visit www.thcs.org <http://www.thcs.org> or call (903) 416-4000.

Extra Visiting Judge Being Considered By Fannin County

By Paul Berryhill

When Fannin County Commissioners convened on Monday, August 11^th, Chief Adult Probation Officer Hal Fowler and Attorney Charles Butler proposed the hiring of an additional visiting state district judge.

The visiting district judge program was drastically cut by the state legislature recently and the cut takes effect in September.

Fowler said visiting judges hear many district court cases and the county could face scheduling problems if an additional visiting judge is not hired. Fowler suggested that Don Jarvis from Grayson County be hired for one week per month at a cost of $2,000. Jarvis would hear both district and county court cases in order to keep the docket moving.

Fearing a backlog of cases, Fowler said it could be a judicial nightmare if something is not done. Moving more cases means more fine money coming in for the county.

Attorney Charles Butler told the court that Fannin County currently has two visiting judges coming one week each per month. "That leaves two weeks in which we don’t have a district judge." Butler also said everyone concerned from the defense bar, probation department and county attorney’s office agree that it is something that is desperately needed.

County Judge Derrell Hall and commissioners continue to try to find ways to include raises for county employees, new vehicles for the sheriff’s department and have a balanced budget for the coming year. Judge Hall said he and County Auditor Kathy Moss will spend time going over details of the budget before the next meeting.

The Creative Arts Center’s New Classes, Workshops, and Demos!

200 W. 5th Street, Bonham

August Multi-Artist, Multi-Media exhibit will fill Gallery with heat and excitement!

And you thought it was only hot outside!!

This exhibit begins August 15 and runs through September 19. This exhibit entitled "Hot!" exposes work depicting hot as interpreted by the artist. Ideas range from the summer season itself, hot color, hot moods or emotions, hot attitude, etc.. Artists are digging deep and exploring their creative selves. This show promises to SIZZLE!

Mark your calendars for September 26th (7-9p) opening of ...

This incredible gallery show is sponsored by Fannin Bank and by The Bonham Public Library and was made possible by the kind efforts and assistance of Dr. Patrick Cox, Director of the Sam Rayburn Library and The Center for American History.

On loan from The Center of American History at The University of Texas at Austin, this traveling exhibit has been culled from Mr. Roberts’ photographic archive of more than 10,000 images, which he donated to the Center for American History in 1996. Mr. Roberts has spent a lifetime photographing the American South. His work was centered on the Civil Rights movement and President LBJ’s Great Society programs. Roberts has captured sit-ins, demonstrations, Vista volunteers fighting poverty, doctors bringing modern medicine to people in remote areas of Appalachia, Head Start teachers in Asheville, and the teachers and kids who made cross-town busing work in Charlotte. Many of these photographs were published in magazines such as Life, Look and Time.

Twice named Southern Photographer of the year, Bruce Roberts has been both Dir. of Photography and Sr. Travel Photographer for Southern Living magazine as well as the photographer for or co-author of numerous books.

5:00-6:30pm

Register by July 31st for August Group! (only $10 per month)

Join in the fun, as you hand cut-out and hand piece your quilt block every month! A different pattern each month will provide a good foundation for curved, set-in and straight piecing.

Then, NEXT July, we’ll all gather together to celebrate as you begin piecing your 12-block lap quilt at a quilting "party"!

Mylar patterns are provided. Bring your scissors, thread, needle and fabric of choice. Learn the history of the different patterns...with piecing and stitching instruction from Shelley Black.

Don’t fret if you missed the first block in July. You can easily jump into August, because Shelley will be happy to provide you with the previous month’s patterns and instructions if you wish. Here’s your chance to catch up and have a great time with us as we explore this centuries-old craft in it’s purest form: hand stitching. Make new friends and enjoy the evening. Quilting is a relaxing and traditional hobby...one you can be proud of. Your work will produce the future’s heirlooms.

Call us if you have any questions, or if you wish to start late August 5th or September 2nd. You’ll be glad you did!

ONE NIGHT...ONE PAINTING

Every 1st Thursday of the Month, 6:00—9:00 p.m. Begins Thurs., September 4th

Join the faithful of the open class as, one brave night a month, we will rediscover the classic tradition of Ala Prima painting, and attempt to complete our paintings in one sitting.

Artists need not necessarily be advanced, but will need to be prepared to work expeditiously and at a size that will fit your painting speed. As when we began, the open class will be their own teacher (freestyle). So, if you are an adventuresome artist and think you can adapt your style to meet the three-hour goal, come and join us as we learn...together!

Painters should bring their own supplies and easels, as always. The stopwatch will begin as promptly as possible to 6:00pm and finish by 9:00pm.

For more info, please call Inga at the CAC at 903-640-2196, or email her at:

You may correspond with the Ala Prima leader, Mart Means, via email at:

MONTHLY DRAWING RETURNS IN AUGUST WITH 3 SKILL-LEVEL CLASSES !

Monthly Sessions (prices based on a standard 4 week month) Register for one month, or several!

Little Picassos: Mondays, 5:30-6:30pm ($45/mo)

Junior Van Goghs: Mondays, 6:45-8:00pm ($48/mo)

Young Rembrandts: Tuesdays, 5:00-6:30pm ($52/mo)

Elementary-aged, pre-teens and teens alike learn to draw, or build on already existing skills. Entry for new students will be based on age; however, each student’s skill level and individual needs will be carefully weighed for possible movement into level-appropriate class times, so your child will get the absolute MOST out of their instruction here at the Arts Center! (We recognize that each child is unique in need and talent, so we have introduced these three class options to better enhance their experience and their desire to learn the most they can. We appreciate your patience in the discovery phase of the first class and will notify you immediately should a move be recommended.) To expedite the placement process, parents of new students may feel free to bring in several samples of their child’s drawings, for teacher review. (We will hold the drawings in safe-keeping until your return for registration.)

DON’T WAIT, as this curriculum is VERY popular! Skills are taught in a fun, casual environment with an emphasis on the individual, led by artist and mom Kelly Marra. Allow an extra week if you are new and want Ms. Marra to preview your child’s work prior to registration. All regular students have already been reviewed by the teacher, so call the CAC to find out which class time she has requested your young artist be placed in! (If your student is CURRENTLY in one of our drawing classes, he/she will be receiving a letter from us with Ms. Marra’s placement recommendation as well!) Please call with ANY questions. Register by the Monday TWO WEEKS PRIOR to the month’s beginning (July 21st for August classes; August 18th for September classes…)

(1-1/2 hours recommended for ages 5-13) $120 /mo (6 hours!)

(3 hours recommended for ages 14 and up) $240 /mo (12 hours!)

By request from many of our parents and older students alike, we bring to you this WONDERFUL opportunity! You or your child may now receive PRIVATE painting instruction (acrylics) from Kelly Marra. (Students bring their own supplies and easels. See the CAC office for a supply list to get you started wisely and simply.) There is NO END to what you or your child can learn now! ONLY FOUR OPENINGS! Register NO LATER than July 28th for August Session... August 25th for September Session. First come first served.

Savoy Beautification Committee Says

Thank You

The Main Street Beautification Committee wants to thank everyone who contributed to our auction, which was held at the July 26 Barbeque at the Savoy City Park. We are grateful for everything that was donated including all of the pies, cakes, cookies, cobblers, and cupcakes as well as candles, and a beautiful croqueted round table topper.

Thanks to the community’s support and generous contributions, we were able to donate approximately $900 to the City of Savoy. All of the money that was raised from the barbeque and the auction will be used in the completion of Savoy’s new City Park. Although there are many people who deserve to be recognized for purchasing items, we would like to especially thank Mr. T. L. Walt and the First National Bank of Bells/Savoy.

The committee also wants to thank the following businesses for their help: the Bakery Department of the Sherman Wal-Mart, the Bakery Department of the Sherman Albertsons, and Betty Lou’s Restaurant for their contributions. Thanks to Wal-Mart and Albertsons contributions of pies, we were able to provide the desert for the barbeque. Betty Lou’s Restaurant located in Savoy provided all of the freshly brewed tea that was served.

Thank you, Savoy, for coming together as a community and supporting our park. When completed, it will be a source of pride and enjoyment for everyone!

Maintain Bone Density After Quitting Hormone Therapy

HOUSTON - By quitting combination hormone therapy, post-menopausal women avoid the drug’s risk for breast cancer, heart attack, stroke and dementia.

However, since estrogen increases bone mass, women also increase their risk for osteoporosis when they quit taking the combination of estrogen and progestin.

"Fortunately, it is not necessarily the end of the line if you cannot take estrogen," said Dr. Ronald Young an associate professor of obstetrics and gynecology at Baylor College of Medicine and a co-investigator of the Baylor Clinical Center of the Women’s Health Initiative. "There are many options for women to maintain their bone density."

Many medical experts advise taking combination hormone therapy only for short-term relief of the symptoms of menopause, based on the results of the Women’s Health Initiative study, which found health risks associated with the use of estrogen and progestin.

Short-term estrogen use, however, does not offer the body’s bones enough protection. Drugs designed specifically to protect bone density, such as bisphosphonates, in addition to a healthy diet rich in calcium, vitamin D and vitamin K and weight-bearing exercise, can help fill in the gap.

Doctors recommend the following tips to prevent bone loss:

Eat right: Consume foods that are high in calcium including dairy products like milk and cheese. Leafy green vegetables also help build strong bones.

Exercise: Weight-bearing activities strengthen bone and can include anything that forces the body to work against gravity. Examples include walking, jogging, stair climbing, even dancing and weight lifting, either by using free weights or an exercise machine.

"Walking and just moving your body more are primary ways to strengthen bones," said Dr. Jennifer Hays, director of the Center for Women’s Health at Baylor and principal investigator of the Baylor Clinical Center of the Women’s Health Initiative. "If you don’t have a set of weights you can use things around the house, like a can from your pantry, and do some curls. A weight training program doesn’t have to be expensive or difficult."

Know your risk: Caucasian and Asian women, women with small bone structures and women with a family history of osteoporosis are most at risk for osteoporosis. But all women approaching menopause will lose bone density. One in two women will have an osteoporosis-related fracture in their lifetime, according to the National Osteoporosis Foundation.

Get scanned: A bone scan is an accurate way to determine a woman’s bone density and is offered by gynecologists, internists, primary care physicians and gerontologists. Women with risk factors for osteoporosis, which includes getting off hormone therapy, should start getting bone scans after age 50.

Dance Studio Of Paris Makes It

To The Finals

On July th 16th thru the 20th the Dance Studio of Paris went to San Antonio for Showstopper 2003 National Finals. The girls danced to "Bounce" and won 1st place gold and 2nd place, they also placed 4th place over all. For working so hard the girls got treated to a trip to Sea World. The team is made up of Alexis Anderson, Candace Rick, and Alexis Lappin all of Bonham and Gabrielle Risinger, Lindsey Hughes, Peyton Story, and Robin Mallory all of Paris. Five of the girls competed in the telethan Search for the Stars 2003 Saturday August 9th at Ida Green Theatre in Sherman. These girls were: Alexis Anderson, Candace Rich, Alexis Lappin, Lindsey Hughes, and Robin Mallory performing to "Bounce." They were shown on T.V. on August 9th twice, once at 2:07 p.m. and again at 9:45 p.m. after being nominated one of the top 25.

Contributions made until the 15th of August were for the Rehabilitation Center located in Sherman.

Two Juveniles Sentenced To

Texas Youth Commission

On Thursday, July 31, 2003, County Judge Derrell Hall ordered a 13 year old Leonard boy to be confined at the Texas Youth Commission. The following day, the Judge handed the same sentence to a 16 year old Bonham boy.

The Texas Youth Commission is the juvenile version of adult prison. The 13 year old boy was found to have committed the criminal offense of Aggravated Sexual Assault of a Child. Based upon the investigation of the case and reports from mental health professionals, Judge Hall told the boy before sentencing that there were not any resources in the community which could address the young man’s serious mental problems. The Judge went on to tell the young man that the Texas Youth Commission (TYC) had programs which could help the young man become a productive member of society. The 13 year old, who did not have a criminal record before this incident, stood silent and almost emotionless as the Judge handed his decision.

The 16 year old youth was on juvenile probation when he abducted a woman by placing a knife to her throat. The boy had knocked on the woman’s door pretending to need to use the telephone and when she turned her back, he grabbed her around the neck and placed a knife to her throat. The lady struggled with the young criminal and during the course of the struggle was able to dial 911. Judge Hall again found there were not sufficient community resources to help the 16 year old and sentenced the youth to TYC.

Both boys could be in TYC until they are 21 years of age or if they show marked improvement could be released on parole at any time after they have been at TYC for nine months.

District Attorney Myles Porter represented the citizens of Fannin County in both cases. Porter stated, "Neither of these young men can be trusted in society right now, they represent a violent danger to the community. Hopefully, TYC will be able to help them become good citizens." In response to the growing number of youthful offenders being sent to TYC or being placed outside of the county, District Attorney Porter said, "My job is to protect the law-abiding citizens of Fannin County, to keep them safe from dangerous criminals, whether those criminals are adults or juveniles. I refuse to allow a dangerous individual remain in our community just because he is a juvenile." Porter praised the work of Chief Juvenile Probation Officer David Woodson and his staff. The District Attorney said Woodson and his staff are doing everything possible to intervene and rehabilitate juvenile offenders before it’s too late; however, in some cases, the Texas Youth Commission is the only viable option.

TEXAS HISTORICAL COMMISSION LAUNCHES ROUND IV OF THE TEXAS HISTORIC COURTHOUSE PRESERVATION PROGRAM

AUSTIN, Texas -- With the approval of $45 million in bond sales for courthouse preservation projects from the 78th Texas Legislature, the Texas Historical Commission (THC) is preparing to move into Round IV of its Texas Historic Courthouse Preservation Program. In previous rounds, the program provided nearly $100 million to 49 county courthouse preservation projects throughout Texas.

"Thanks to the tremendous support from county officials, preservationists and state lawmakers, we are moving forward with this unique and very successful program," said THC Chair John L. Nau, III. "This program has caught the attention of the nation, identifying Texas as a leader in historic preservation."

New this round, grant awards for the 2004-05 biennium will be based on a single round of applications due April 1, 2004. The THC received more than 115 courthouse master plans, the first step in the application process, and 100 grant applications during the first three rounds of the program. Counties interested in applying to the program, but do not yet have a master plan approved by the THC, must submit a draft plan by Feb. 2, 2004. Final revisions to master plans must be received by March 1, 2004 to be considered for Round IV grants.

Prior applicants not receiving major construction funding in previous rounds will automatically be considered in Round IV, unless counties need to update their applications. Updated individual sections of previous applications must be received by the THC no later than April 1, 2004.

"We encourage counties to revise their applications to reflect current construction costs and county needs," said THC Architecture Division Director Stan Graves. "We want to afford applicants every opportunity to receive an award."

The program’s 15 percent standard county match requirements are the same as in previous rounds. The 15 percent matching contribution can include master plan expenses, in-kind services or capital expenditures incurred within 30 months prior to the grant application.

Applications are scored on a points system, reflecting categories such as historic designations, age, architectural integrity and scope of work. The THC expects to announce grant recipients in May 2004. To receive more information, or to request an application, contact the THC Architecture Division at 512/463-8821 or visit www.thc.state.tx.us to download an application.

The Texas Historic Courthouse Preservation Program was established in 1999 by Gov. George W. Bush and the Texas Legislature to restore Texas’ county courthouses to their original splendor and make them safe, functional and a source of pride for Texas communities. The Texas Historical Commission created and administers the $145 million program.

The Texas Historical Commission is the state agency for historic preservation. The agency administers a variety of programs to preserve the archeological, historical and cultural resources of Texas.

Texas Unemployment Rises Slightly In July

AUSTIN - Texas’ seasonally adjusted unemployment rate rose to 6.6 percent in July from a revised 6.5 percent in June, according to the Texas Workforce Commission (TWC).

Though Total Nonagricultural Employment fell by 12,900 positions in July, the annual growth rate remained positive for the fourth straight month at 0.1 percent. This rate translates into a gain of 10,900 jobs in Texas over the last year.

"I’m disappointed by the slight increase in the Texas unemployment rate in July, especially after the decrease we saw in June," said TWC Chair Diane Rath. "However, the continued positive annual growth rate in Total Nonagricultural Employment is a good sign."

Two industries, Education & Health Services and Leisure & Hospitality, did show growth in July with gains of 2,200 and 2,600 jobs, respectively. Professional & Business Services also increased in July with 800 new jobs. Combined, these three industries have added more than 50,000 jobs over the last year.

"I remain concerned about the unemployment rate in Texas and the overall loss of jobs," said Commissioner for Labor T.P. O’Mahoney. "However, the slowing of job losses in Trade, Transportation & Utilities is welcome news."

Employment losses in. Trade, Transportation & Utilities, which includes airlines and other travel­related industries, slowed to 500 jobs in. July, after a loss of several thousand positions in June. The largest job decrease in July was in Government, which shed 13,200 jobs as state and local. government agencies continued belt-tightening measures in response to budget reductions.

Construction employment dropped slightly in July by 500 jobs. Employment in this industry has increased in seven of the last 10 months, for an annual growth rate of 1.6 percent, or 8,900 jobs added since July 2002. Employment in Natural Resources & Mining fell for the second consecutive month with a loss of 900 jobs in July. Though still negative, the annual growth rate in this industry has steadily improved over the year.

"Certainly, in the short term, the small increase in the number of unemployed is troubling," said Commissioner for Employers Ron Lehman. "When we look back over the last year though, we can easily see that our state’s employers are continuing to create new jobs for Texas."

Off Duty Wolfe City Police Officer Arrested in Bonham

Bonham Chief of Police Mike Bankston reports the arrest of off-duty Wolfe City police officer, Pyne Gregory on Saturday night, August 9^th, charging him with Deadly Conduct.

Mr. Gregory and his wife had reported, in the past, unknown persons trying to get into their vehicle while it was parked at their residence, but no one had ever been caught or located. Saturday, around 10:45 p.m., Mr. Gregory reportedly saw a vehicle being driven by his house on numerous occasions and also pulling into his driveway. Gregory and his neighbor reportedly followed the vehicle and obtained a license number and police were notified. Before police arrived, Gregory got behind the vehicle on Warpath Street.

The victim reportedly pulled her vehicle over to the side of the road and waved for Gregory to pass her. At this point, Gregory stepped from his vehicle, identified himself as a police officer and ordered the victim out of her car. The victim stated Gregory pointed a gun at her when he ordered her from the car. Gregory said he had the gun by his side, but did not point it at her. Officers arrived and determined that the victim was trying to locate, for almost an hour, an address in the 100 block of W. 16^th St. to deliver a pizza, being an employee of Pizza Hut. She was in the area because the only W. 16^th St. she could locate was in the area of the housing authority, near the Gregory residence.

There was nothing to indicate the victim had attempted to do anything to any vehicle or commit any criminal act and there was not sufficient reason to justify the force used by Gregory. The case has been referred to the Fannin County Attorney.

Wolfe City Police Chief, Weyland Talafuse stated there is an active internal affairs investigation currently being conducted and that any criminal aspect of the case will be handled by the Fannin County attorney and the Bonham Police Department.

CCCS® Budgeting And Credit Card

Survival Tips For College Students

With an average credit card debt of $3,000, graduating college students appear to be following the current consumer trend towards deeper debt, according to a national student loan survey conducted by Nellie Mae Corp. The report stated that in 2002, students who used credit cards to finance part of their undergraduate education left college with a $3,400 credit card balance, compared to an average balance of $1,600 for most students. The study showed that those who used credit cards to pay for part of their education had an average undergraduate education loan debt of $21,200, almost 20 percent higher than average undergraduate education loan debt of $17,700 for those who did not rely on credit cards. To view more on this study visit www.nelliemae.com.

Given the increase of student debt, CCCS™ (Consumer Credit Counseling Service® of North Central Texas, Inc., a member of the National Foundation for Credit Counseling, Inc.,® (NFCC), a nonprofit organization that provides quality credit counseling, debt reduction and financial education services, offers college students money management survival tips for maneuvering through the decision-making maze when considering the use of credit cards.

"Credit cards can be helpful for students who can afford them and who use them wisely, such as in emergency situations," says Jeremiah Johnson, Director of Education for CCCS. "What is paramount when using credit is understanding how best to manage credit and debt. And it’s usually a good idea to consult parents or guardians before signing up for or using a credit card for large debts. They are often the ones who end up paying the bills when students can’t."

By applying the tips below through college years and beyond, students can gain insight into managing their finances more effectively.

• Before you sign…keep this in mind: Credit card purchases are loans to pay for products and services. When signing for a credit card, the customer agrees to repay the loan(s) according to the creditor’s rules, which comes with conditions such as "pay late and pay more." A customer’s record of payment is reported to the three major credit bureaus and this payment history becomes the basis for determining credit scores. For students who are unable to repay their credit card debts on time, its best to decline credit card offers and steer clear of negative credit profiles that will cost them more money in the future.

• Is that "free gift" really free? A 30-day free Internet account or free tee-shirt or cap may not be a bargain if you have to sign up for a credit card with an annual fee, monthly fees and high interest rates. Solicitations like these can lead to multiple credit card accounts that can easily overextend a college student’s budget. Think twice about these quick offers and read the fine print on those applications for credit obligations that you may not be able to meet.

• Know the difference between a credit card and debit card: While both may carry the VISA or MasterCard logos, they’re considerably different. With a credit card, customers borrow the money from a third party to buy now and pay later. A debit card transaction removes funds directly from customers’ bank accounts, so they buy now and pay now. Students can avoid mounting debt and stress by not spending money they don’t have and can’t afford to repay immediately.

• Find the best rate – credit cards are not created equal: If credit card use is necessary and a student can afford credit card payments, apply those routine research skills to find the best credit card interest rates. Read the fine print in the marketing material or contract that explains the interest rate and penalty rates that may apply. For example, a zero percent interest rate during an introductory period may easily rise as high as 20 percent or more, once the period ends. Know the length of time before an introductory rate expires and avoid late payments and high balances which could cause a spike in the interest rate. Visit Websites such as www.bankrate.com and www.cardweb.com to compare rates.

• Know the fees: Be careful to review whether an annual fee, monthly fees and penalty fees (late and over-the-limit) are associated with a card account. If an account has a high balance, adding a monthly or annual fee could result in balances beyond the allowable limit for the card, which could result in additional penalty fees averaging $30.00 per billing cycle until the account is brought within spending limits. Understand when other actions, such as late payments, will invoke additional fees resulting in a ballooning balance that could be difficult to pay. Grace periods (grace period is usually between 20-30 days after the transaction date) for payments also vary in length of days. Be sure to pay credit card bills on time (within the grace period) and apply extra payments to reduce the debt amount.

• Be selective with purchases and keep a low debt level: Be selective with credit card use and be sure to save room for unplanned necessities and emergencies like a book that was added to a course agenda, uncovered medical expenses, an automobile repair or last minute emergency travel. After charges have been made, balances should be paid off as quickly as possible; doing so will cost less money in the long run. For example, if $1,000 is charged on a credit card with an annual percentage rate of 17 percent and a minimum payment of $25 is made, it will take 5 years (60 months) to pay off the loan. Ultimately, almost $500 will be paid in interest alone. By increasing payments to $50, it would take 24 months to pay it off with just over $180 in interest charges.

• Avoid becoming a victim of identity theft: Students should obtain their credit reports at least once a year to verify that the information reported is accurate. Avoid exposing credit cards, social security numbers and other personal information to others. If a credit card is lost or stolen, be sure to report it to the credit card company right away and ask for a written list of the latest charges to verify authorized purchases. Unauthorized charges should be disputed in writing.

• Consult trained credit counselors to learn more about money management: It’s never too early to learn how to avoid money management and credit problems. Contact a trained, certified credit counselor by calling Consumer Credit Counseling Service of North Central Texas at 1-800-856-0257 for an office near you or visit www.cccsnct.org for information to get a confidential assessment of your financial situation. CCCS offers affordable services including budgeting, pre-purchase or rental housing, mortgage delinquency and personal money management skills education programs to all consumers.

GOLF COORDINATED TO BENEFIT THE COMMUNITY

Legacy Ridge moves forward with plans designed to benefit the community through the coordination of charity golf events. Mike Wiggins, Director of Operations, plans to oversee and coordinate well-organized golf events designed to raise funds for charity-based organizations. Wiggins says, "With all 18-holes of the Legacy Ridge course reaching completion and construction of the clubhouse under way, one of my main goals as we move into the year 2004 will be to showcase how an 18-hole golf facility can benefit the Fannin County community." Legacy Ridge, designed by Bill Johnston, is a semi-private 18-hole golf course facility located 2 miles northeast of Bonham on Highway 82. The facility offers club memberships along with daily fee rates for golfers who just want to play golf for the day. Wiggins, who grew up in the town of Bonham, graduated from Bonham High School in 1984, and later graduated from Stephen F. Austin State University with a degree in business, has made it clear that Legacy Ridge will affect the city of Bonham in a very positive manner. Spending his entire working career in the golf business, starting at Stonebridge C.C. in McKinney, The Ranch C.C. in McKinney, Webb Hill C.C. in Wolfe City, The Dominion C.C. in San Antonio, Las Palomas C.C. near San Antonio, ColoVista C.C. in Bastrop, and Adams Golf Manufacturing in Plano, Wiggins says, "The sport of golf has a very unique ability to draw people from various professions and backgrounds, presenting an ideal platform to achieve fundraising efforts. From Doctors and Lawyers to Plumbers and Electricians, golf provides a sport related avenue for people to compete, for people to have fellowship, and for people to relax by just playing the sport." Wiggins says, "Heading into the year 2004, my goal for Legacy Ridge is to become co-sponsors, coordinators, and producers of well-organized charity golf events that raise financial funds and community awareness for organizations such as The American Cancer Society, Special Olympics, The March of Dimes, Toys for Tots, The Make A Wish Foundation, Youth Camps for children struggling with behavioral problems, College Scholarship Funds, American Diabetes Association, Cystic Fibrosis, and Children’s Burn Centers." Wiggins says, "The city of Bonham has been overwhelmingly supportive of this golf course/real estate development and now that we are close to completion of all major construction phases regarding the 18-hole golf course, Legacy Ridge Country Club’s focus is shifting to reach operational goals and provide a platform for the community to show everyone why Bonham is such a wonderful place to be."

Thanks for making a dream come true…

Advantage Business Machines, After Work Planters, Charles & Shirley Andrew, Anonymous, Jeff & Bethany Arie, Jimmy & Linda Arie, Velma Atkins, Oneta Baker, James & Barbara Ball, Ronnie Ball, Derryl & Shirley Ballard, Mike Bankston, Rick & Cindy Bankston, Bill & Sandy Barber, Thomas Barnes, Jr., BEDCO, Bonham Journal, Bonham Lions Club, Bonham State Bank, Boyd Baptist Church, Weldon & DuAnne Bragg, Donnie & Judy Brewer, Larry Bursell, Buster Cole State Jail work crews, Ray & Gloria Campbell, Richard & Frances Campbell, Carter Wood Motor Co., Doug Chaffin , City of Bonham, Ray & Alexis Clark, Billy & Edna Collins, COMPASS Ministries, Dugan & Mike Curtis

Kenneth & Helen Dale, Bill & Charlene Dalton, Jim & Harriet Davis, Billy & Melba Duncan, Mel & Deanie Dunham, Glen Erickson , Fannin Bank, Fannin County Special, First United Methodist Church of Bonham, Roy Floyd, Corey Foreman, GE Appliances, Bill & Mary Gentry, Glaser Family Charitable Foundation, Gregory & Dana Griffis, Ross & Michelle Griffith, John & Joann Gruben, Fate & Carolyn Hackler, Nathan Hale, Herald Democrat, Paul Hill, Pat Hilliard & crew, David & Pam Henderson, Betty Hughes, Mary Karl, Michael & Cheri Keene, Rick Kirk, KFYN/KFYZ, Michael & Kim Lappin, Jason & Dori Leatherwood, Leonard Graphic, Loan Star Pawn, Mary’s Boutique, Bobby & Karen McCraw , Carl & Susie McEachern , Carl & Joyce McGehee

The Meadows Foundation, Dan & Susy Meehan, Steven Miears, Jimmy Mitchell, Bob Morin, Larry & Royce Moss , Stephen & Staci Murden, Johnny & Mary Jane Neal, North Texas e-News, North Texas Paint & Rental, Scott Norwood, Debra & Amanda Pender, Markham Patton, Myles & Lisa Porter, Inga Posey, Rob & Janna Powell, Robert Roach. Kenneth Robinson, Kathryn Rodgers, Jeff Sanders , Dr. Lee & Marta Schreiber, Sherer Electric, Jan Snow, Randy & Dorothy Spiller, Roger Stapp, Don & Mary Stockton, Johnny Stowe, Stowe Construction, Telephone Service , Trenton Tribune, Tri-County Glass, Walker & Sons, LA & Thelma Walters, Kelley Warren, Weekly Gazette, Ricky & Paula West, James & Doris Wilkinson, Larry & Stephanie Wood, Helyn Wright, York Children’s Foundation, Patrick Zeltner, Zion LWML Society

County Survey Results

August 12, 2003

To Fannin County Citizens:

I want to thank all of you who took the time to respond to the citizen survey recently and share with you some of its results. There were just over 100 responses to the survey and it was a revealing exercise. Many of you made thoughtful and informed comments concerning issues of county government. I hope my comments are a fair representation of the concerns expressed in your responses.

The tables attached contain the tabulations of results of the survey. The numbers are self-explanatory and reflect opinions expressed by those who responded. Additionally, several important issues were identified including:

1. County officials do a poor job of informing the public on county issues.

2. Those responding were most satisfied with safety and protection, criminal justice, the tax assessor and collector and the county jail.

3. Those responding were least satisfied with roads and bridges and the budget.

4. 70% of those responding believed that county employees should be paid for performance.

5. Other issues identified were the need to provide vehicles for the sheriff’s department and an investigator for the District Attorney’s Office.

6. Citizens would like to see a county web site.

7. Teamwork is important and should be the goal in achieving county objectives.

8. Finally, respondents suggested more long term planning for water and infrastructure to accommodate future population growth.

Overall, the survey indicated citizens’ desire for a more efficient use of their tax dollars and a thirst to know what is going on in our county’s government. All of us at the courthouse appreciate your input and will strive to take into account the ideas you have given us. Thanks for participating and please continue to do so. Let me encourage you to call on any of us here if you have questions or would like to offer suggestions.

Thanks,

Derrell Hall

Fannin County Judge

(Click Thumbnail For Survey Results)

Three new members were inducted in the Bonham Rotary Club recently. They are: Garrett Amlin of the American Bank of Texas, Dr. Jim Tarpley of TexomaCare of Bonham and Joe Strong of Strong Medical Equipment. The club currently has forty-one members.

Last week Dr. George Bobbitt gave a program on stress relief. Since everyone experiences stress at some time or another, he explained how everyone can reduce stress in their lives by applying light pressure to stress areas across their shoulders.

The Bonham Rotary Club meets every Wednesday, 12 noon, at the Family Life Center.